Photography Insurance

Insurance offerings for Photographers

O‘Loughlin Insurance Group’s Photography Insurance is tailored to provide all the covers generally required by a photographic business based in Ireland and allows the production of a policy dedicated specifically to the requirements of the business made up of any of the following areas of cover.

As we tailor each policy to the individual customer the terms and conditions of cover may differ from customer to customer but in brief:

Technical Equipment

  • Photographic and video making equipment
  • Film and image processing equipment
  • Lighting and ancillary equipment
  • Laptops and portable electrical equipment
  • Hired in equipment
  • Stock samples and goods held in trust
  • Props sets and wardrobes
  • Editing and recording equipment

Liability

  • Employers Liability – Liability as an employer for accidents to or illness of employees or volunteers
  • Public and Product Liability – Liability for injury to members of the public or damage to their property

Property Damage (Optional)

Buildings:

  • Landlord’s fixtures and fittings
  • Outbuildings storage tanks walls gates and fences
  • Piping ducting cables wires
  • Aerials and satellite dishes fixed to the buildings
  • Items fixed to the buildings
  • Yards car parks roads and pavements
  • Artificial playing surfaces tennis courts swimming pools and associated apparatus
  • Fixed glass and sanitary fixtures

Contents:

  • The cost of materials labour and computer time in reproducing: * Documents manuscripts and business books * Patterns models moulds plans and designs * Computer systems records
  • Prints, paintings, drawings, rare books, pieces of tapestry, sculptures or other works of art
  • Jewelry, precious stones or precious metals bullion furs or curiosities
  • Personal belongings

Professional Indemnity (Optional)

Cover for wrongful acts and errors arising from the provision of professional services (Legal Liability, Loss of Documents, Defence Costs and Expenses)

Additional Covers Available

We can also offer you the following covers if you wish to add them to your policy.

  • Fine art and collections
  • Equipment breakdown
  • Business Interruption
  • Money with assault extension
  • Personal Accident
  • Legal Expenses

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Camera Insurance is a registered business name of the O'Loughlin Insurance Group.D O'Loughlin & Co Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Registered in Dublin No. 104227. Registered Office: Little North Street, Swords, Co Dublin. Directors: Paul O'Loughlin, Michelle Richardson.

P O'Loughlin Financial Services Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland. O'Loughlin & Co. Limited T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Camera Insurance and Musician Insurance are registered trading names of D. O'Loughlin & Co. Limited. Business registration number - 496764

TERMS OF BUSINESS (COMMERCIAL & GENERAL) | TERMS OF BUSINESS (FINANCIAL SERVICES) | SCHEDULE OF FEES | PRIVACY STATEMENT