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Why should I cover/insure my Equipment?

Posted by on Sep 28, 2015 in Blog

Some photographers feel that the equipment is their “life blood” and they couldn’t do without it so for them then insurance is the most sensible solution. It means they have some “hiring in costs” should the worst happen and they need equipment to continue with work commitments whilst any claim is being considered. There are important things to think about when covering equipment for example making sure you insure ALL of it. All insurers operate a system called “averaging”. This means that if you have a total loss claim and you have not insured all your equipment, then you will...

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Why, as a photographer, are Public Liability and Professional Indemnity Insurances important to me?

Posted by on Jul 24, 2015 in Blog

Why, as a photographer, are Public Liability and Professional Indemnity Insurances important to me?

Do I need Public Liability Insurance?   This is a question we get asked almost on a daily basis! There is an easy way to tell, if you accept any money, including expenses, for any work you undertake or have undertaken then you really should have Public Liability cover. As we often advise clients, the only photographer that doesn’t need it is the photographer that can afford to lose their home so unless you fit into this small minority then you should consider this important insurance before you step out of your house.   Public Liability, or PL as it is known, covers your liability for...

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How do I insure my Camera Equipment?

Posted by on Jun 22, 2015 in Blog

How do I insure my Camera Equipment?

Some photographers feel that the equipment is their “life blood” and they couldn’t do without it so for them then insurance is the most sensible solution. It means they have some “hiring in costs” should the worst happen and they need equipment to continue with work commitments whilst any claim is being considered.   There are important things to think about when covering equipment for example making sure you insure ALL of it. All insurers operate a system called “averaging”. This means that if you have a total loss claim and you have not insured all your equipment, then you...

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Legal Protect Cover – What is it?

Posted by on Jun 4, 2015 in Blog

Legal Protect Cover – What is it?

We offer the option of legal protection cover for an additional €25.00 on our policies. the legal expenses cover is underwritten by DAS. So what does this cover? OK – so What they pay The policy will pay legal costs up to the policy limit of indemnity of €150,000 to include solicitors’ and barristers’ fees, court costs, expenses for witnesses, attendance expenses and accountants’ fees. We will also pay the costs of appealing or defending an appeal. Some examples of the claims under the covers provided   Employment Disputes & Financial Compensation Awards –...

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Photo Expo – We’re on the Road…..Killarney & Cork

Posted by on Apr 23, 2015 in Blog, Media Bar

   

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Was Santa good to you this Christmas?

Posted by on Jan 6, 2015 in Blog, Media Bar

Was Santa good to you this Christmas?

Happy new year folks from all of us here at Camera Insurance HQ. We hope you had a great Christmas and that Santa was good to you and brought you some nice camera equipment. Remember to add your new equipment to your house or camera insurance policy. As it is the new year it is a good time to take stock and do up a list of all your current equipment. We suggest that you list it in a spreadsheet as it tots the totals for you 🙂 List all your equipment and make sure you put the value down as the next available model that is available for your current equipment. For example if you have a Canon...

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Camera Insurance is a registered business name of the O'Loughlin Insurance Group.D O'Loughlin & Co Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Registered in Dublin No. 104227. Registered Office: Little North Street, Swords, Co Dublin. Directors: Paul O'Loughlin, Michelle Richardson.

P O'Loughlin Financial Services Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland. O'Loughlin & Co. Limited T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Camera Insurance and Musician Insurance are registered trading names of D. O'Loughlin & Co. Limited. Business registration number - 496764

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