Why should I cover/insure my Equipment?
Some photographers feel that the equipment is their “life blood” and they couldn’t do without it so for them then insurance is the most sensible solution. It means they have some “hiring in costs” should the worst happen and they need equipment to continue with work commitments whilst any claim is being considered. There are important things to think about when covering equipment for example making sure you insure ALL of it. All insurers operate a system called “averaging”. This means that if you have a total loss claim and you...
read moreWhy, as a photographer, are Public Liability and Professional Indemnity Insurances important to me?
Do I need Public Liability Insurance? This is a question we get asked almost on a daily basis! There is an easy way to tell, if you accept any money, including expenses, for any work you undertake or have undertaken then you really should have Public Liability cover. As we often advise clients, the only photographer that doesn’t need it is the photographer that can afford to lose their home so unless you fit into this small minority then you should consider this important insurance before you step out of your house. Public...
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O'Loughlin Insurance Group has over 25 years experience in the insurance industry. We specialise in insuring Photographers, Videographers, Journalists and Video/Film Makers as well as providing specialist insurance cover to Trade Bodies and Camera Clubs.