Posts by Camera Insurance

Legal Protect Cover – What is it?

Posted by on Jun 4, 2015 in Blog

Legal Protect Cover – What is it?

We offer the option of legal protection cover for an additional €25.00 on our policies. the legal expenses cover is underwritten by DAS. So what does this cover? OK – so What they pay The policy will pay legal costs up to the policy limit of indemnity of €150,000 to include solicitors’ and barristers’ fees, court costs, expenses for witnesses, attendance expenses and accountants’ fees. We will also pay the costs of appealing or defending an appeal. Some examples of the claims under the covers provided   Employment Disputes & Financial Compensation Awards –...

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Do I really need Employers Liability Insurance (EL) and what happens if I don’t have it?

Posted by on Nov 3, 2014 in Blog

Do I really need Employers Liability Insurance (EL) and what happens if I don’t have it?

Employers Liability insurance (EL) is the most misunderstood cover that is available for the photographer today. Do I really need it? Firstly, if you are a husband and wife team, or your sons/daughters assist then you generally do not need EL cover. If you’re in doubt, then usually a good way round it is to insure them jointly with you – that way all the cover applies to them as well as you. The exception to this is if you are a Limited Company with 2 or more working directors then you MUST by law have this cover even if you are a husband and wife team under the Employers Liability...

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Summer is here, which means it is Wedding Season!!

Posted by on Jul 15, 2014 in Blog

Summer is here, which means it is Wedding Season!!

Public/Products Liability – €7 million Public and Products Liability protects you for your legal liability for injury to third parties (other than employees), and damage to property. Imagine the consequences if you are held legally liable for injury or damage to a third party or their property. This can range from a guest at the wedding tripping over a lead and injuring themselves, to your tripod falling over and smashing a window in the hotel where the reception is being held. The standard cover (called limit of indemnity), is €7,000,000 each and every claim (in total per policy...

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Aerial Photography Insurance

Posted by on Jun 13, 2014 in Blog

Aerial Photography Insurance

There has been changes recently to the IAA (Irish Aviation Authority) regulations for the flying of multi-rotors in Ireland. Please click here to download the regulations and refer to page 19 which outlines the legislation concerning the operation of unmanned remotely piloted aircraft systems in Ireland. If you intend to use the device in a commercial capacity If you wish to apply for commercial permission, there are 2 permissions required to operate: – an Aerial Work Permission and a separate permission to operate a UAV/RPAS. To obtain these permissions you are required to do the...

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Monthly & Show Offers

Posted by on Jun 28, 2012 in Blog

Monthly & Show Offers

We attend most of the professional shows throughout Ireland. So if you happen to see us at Photofest or Photovision drop by and say hello. We have special show discounts, so if you give us your details even though you may not need cover for later in the year we can give you a show discount on our quote. So make sure you sign up for our newsletter and we will keep you informed of special offers and upcoming events.

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Camera Insurance is a registered business name of the O'Loughlin Insurance Group. D O'Loughlin & Co Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Registered in Dublin No. 104227. Registered Office: Little North Street, Swords, Co Dublin. Directors: Derek Balfe, Stephen Brack, Paul O'Loughlin, Michelle Richardson.

P O'Loughlin Financial Services Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland. O'Loughlin & Co. Limited T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Camera Insurance and Musician Insurance are registered trading names of D. O'Loughlin & Co. Limited. Business registration number - 496764

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