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BE CAREFUL you are not under insuring your equipment

Posted by on Nov 16, 2015 in Blog, Media Bar

BE CAREFUL you are not under insuring your equipment

We see on occasion a number of claims where the sum insured of the equipment is well under what the total equipment claim totals. Our policy provides you with new for old. So if you are under-insured this will have a significant impact of your claim amount being paid out. So what do you need to do to make sure you are note under insured?Do up a full list of your equipment (in a spreadsheet is easiest) and put in a current replacement value on each item. Refer to any of the shops websites such as Berminghams.   1. Make sure to list all lenses, camera bodies, bag, tripod, filters,...

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Why should I cover/insure my Equipment?

Posted by on Sep 28, 2015 in Blog

Some photographers feel that the equipment is their “life blood” and they couldn’t do without it so for them then insurance is the most sensible solution. It means they have some “hiring in costs” should the worst happen and they need equipment to continue with work commitments whilst any claim is being considered. There are important things to think about when covering equipment for example making sure you insure ALL of it. All insurers operate a system called “averaging”. This means that if you have a total loss claim and you have not insured all your equipment, then you will...

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Why, as a photographer, are Public Liability and Professional Indemnity Insurances important to me?

Posted by on Jul 24, 2015 in Blog

Why, as a photographer, are Public Liability and Professional Indemnity Insurances important to me?

Do I need Public Liability Insurance?   This is a question we get asked almost on a daily basis! There is an easy way to tell, if you accept any money, including expenses, for any work you undertake or have undertaken then you really should have Public Liability cover. As we often advise clients, the only photographer that doesn’t need it is the photographer that can afford to lose their home so unless you fit into this small minority then you should consider this important insurance before you step out of your house.   Public Liability, or PL as it is known, covers your liability for...

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How do I insure my Camera Equipment?

Posted by on Jun 22, 2015 in Blog

How do I insure my Camera Equipment?

Some photographers feel that the equipment is their “life blood” and they couldn’t do without it so for them then insurance is the most sensible solution. It means they have some “hiring in costs” should the worst happen and they need equipment to continue with work commitments whilst any claim is being considered.   There are important things to think about when covering equipment for example making sure you insure ALL of it. All insurers operate a system called “averaging”. This means that if you have a total loss claim and you have not insured all your equipment, then you...

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Photo Expo – We’re on the Road…..Killarney & Cork

Posted by on Apr 23, 2015 in Blog, Media Bar

   

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Camera Insurance is a registered business name of the O'Loughlin Insurance Group.D O'Loughlin & Co Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Registered in Dublin No. 104227. Registered Office: Little North Street, Swords, Co Dublin. Directors: Paul O'Loughlin, Michelle Richardson.

P O'Loughlin Financial Services Ltd. T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland. O'Loughlin & Co. Limited T/A O'Loughlin Insurance Group is regulated by the Central Bank of Ireland.
Camera Insurance and Musician Insurance are registered trading names of D. O'Loughlin & Co. Limited. Business registration number - 496764

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