Insurance, Insurance, Insurance, love it or hate it this is now becoming an absolute requirement for the working photographer and videographer. It comes in all different shapes and sizes, from equipment cover right through Public Liability and Professional Indemnity to Legal Expenses and Business Interruption. But how much do you need? What do you need? And where is the best place to get it from?

There are a number of different covers and different insurers on the market so which are right for you?

Insurance is in reality, a necessary evil if you are running your own business. For the amateur, it is a way of protecting their no claims discount on their household policy, and for professionals it is a legitimate business expense. The covers outlined above, are just a few of the ones available – you should always check that your needs are being adequately met.